An independent community bank headquartered in the Shenandoah Valley since 1908, F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300,000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play. F&M’s Mission, Vision and Values continue to guide our commitment to helping consumers and small business build bright futures in the community we call home.
Banking You Love From People Who Care.
The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home. We apply sound banking principles to encourage our local economy and strengthen our relationships
Honest Banking Allows For Careful Planning.
F&M Bank is your partner for secure banking and educational resources to guide your future. Let a member of our personable team walk you through your options to fulfill your personal or business banking needs. In-house financial planners help you create strategies you can depend on and mortgage advice from trustworthy professionals ensures you get the loan that works for you. Contact a member of our team to learn more about our banking options.